Beatriz Ruiz

With over five years of experience in the insurance industry, Beatriz plays a vital role in our agency’s daily operations. As our lead bilingual client specialist, she provides thoughtful, efficient, and organized support to our Spanish-speaking clients—always with kindness and
respect. Her dedication and reliability make her an essential part of our team and a trusted point of contact for our community.

Originally from Colombia, Beatriz brings not only professional discipline but also warmth and compassion to her work. She holds a degree in nursing and naturally blends her background in care with her passion for service.

Outside of work, she finds joy in gardening, interior decorating, and staying centered through yoga and meditation. Most of all, she treasures time with her family, whether it’s a day at the park, a walk on the beach, or simply being together at home.

At Payne Insurance Agency, our mission is to provide expert guidance with the warmth of trusted professionals. We are committed to delivering clear, objective advice—paired with genuine care—so that every client experiences the peace of mind that comes from being truly protected.

841 Quince Orchard Blvd
Ste. J
Gaithersburg, MD 20878

1100 W Patrick St Unit C Frederick, MD 21703

3600 14th St. NW Washington, DC 20010

(301) 921-7800

Carriers